Amazing Features

Secure and safe

We respect your personal data and we keep them confidential. Details you submitted will be securely stored in our digital vault.

Fast Approval

No bank account is required. We generally approve your loan within 24 hours, sometimes even faster.


Follow a few instructions in QuickCash123 app, application can be done in 10 mins at the comfort of your home.


About Us

Nagas Finance

Nagas Philippines Lending Capital Inc., is a domestic corporation incorporated with the Philippine Securities and Exchange Commission in 2017 under Republic Act No. 9474 engaged in lending and financing with the certificate authority bearing finance lending code of CA 2523.

Pacific Fintech Limited

Pacific Fintech Limited is the technology partner of Nagas Finance. Pacific Fintech Limited develops QuickCash123 app, and supports its entire operations with round the clock network, server and system maintenances to ensure the highest quality of services at all time.

Available on the
Google Store

More Features

QuickCash123 offers simple and straightforward loans that put you in control with features that fit your needs and lifestyle.


Gets a loan anytime and anywhere using your mobile phone in the Philippines.


Building trust with our clients is our priority. All terms and conditions are made known clearly to you before you agree to the loan.

Flexible Scheduling

Your loan, your way. You can choose an easy repayment schedule that you are comfortable.

Easy Reporting

Keeping track and managing your loan is a breeze with our built-in loan manager.

Easy Cash Pickup and Repayment

Pickup your cash from more than 10,000 locations in the Philippines, or have us transfer money to your bank account of your choice.


Our loan and business practices are in compliance with the laws and government of the Philippines.


Best Place to Get Micro Loans

We approve loans for people who have various credit scores: from bad to fair, from fair to good. Don't assume that you can’t qualify for a loan because of a poor credit score situation. Just download our app in Play Store from your Android phone. The best part is that we won't bore you with the long application form and long hours of waiting.


Apply Now and Get the Funds Sooner

QuickCash123 is the solution where it is possible to get the money you need within 24 hours or so. We are available round-the-clock, so no need to worry about any unexpected expenses. You may need some small cash for various needs: minor vehicle repair, an unexpected bill or even buying electrical goods for your home or a holiday travel. No matter what the reason is, you can always rely on QuickCash123. Let’s apply now!


How it Works?

  • 3 Easy Steps to get QuickCash123 Loan

    Apply for Loan

    Get ready at least 2 documents;TIN ID, Driving License and SSS No,UMID etc.

    Receive Money

    Receive money in your bank account within hours or choose to pick up cash at more than 10,000 locations in Philippines thru our authorised centres

    Make Repayment

    Make your payment through more than 10,000 locations including 7-11, FamilyMart, Bank ATM Transfer, M Lhuillier, Cebuana, etc


QuickCash123 Download

Quick View


Where can I find QuickCash123 app?

  • Search at Google Play store (from android phone) and download it. Unfortunately this time, IOS Apple for QuickCash123 is not ready yet and we will notify in our website once IOS version is ready.
  • Install the software app.

How to install QuickCash123 app?

  • After downloaded, just click the icon and it will auto install.
  • Then, fill in the basic particulars like name and phone number.
  • You will receive a SMS with number coding for phone verification.
  • Then app is ready to use.

Is there any customer services hotline?

  • Yes, every customer is important to us. Feel free to contact our customer service officers via online chat, email or phone number.

Where is QuickCash123 service available?

  • Currently, our service is only available in the Philippines only. In the future, we will expand to other countries and we will inform via our website.

Why there is no collateral to our loan?

  • We are helping to uplift the social economy of Filipinos. From our survey, more than 80 percent of Filipinos are not having a bank account, and it is extremely hard for them to get a loan with the conventional bank. By introducing QuickCash123, we are doing our small part to help the society and continue our social services to help uplift the living of Filipinos. Your part as a responsible Filipino lender is to ensure the loan you applied to be fully paid promptly, and this helps us to survive and continue our services to help the Philippines society.

Is Nagas Finance a licensed finance company?

  • Yes, we are licensed lending company bearing CA 2523 under Nagas Philippines Lending Capital Inc., approved by Securities Exchange Commission SEC Philippines.

How do I apply the QuickCash123 loan?

  • Click on the icon of QuickCash123 and login to the app.
  • Then come to the Dashboard of app. Click on the button Apply Cash.
  • Then click on the loan package to apply.
  • Select on the time frame on loan from 7 days to 28 days.
  • The interest charges and process fees will be stated on the screen.
  • Then click Submit.
  • Then click on the selfie photo button and submit all relevant documents as per required.
  • Click on the Continue button.
  • We will notify the lender once loan is approved or rejected.

Why the approval of my loan is fast?

  • Our automated technologies behind QuickCash123 system enable us to approve the loan in minutes using the latest technologies of digital lending fintech system with big data mining tech, artificial intelligence AI, facial recognition and cloud computing. Our credit rating is unique and different from conventional bank and finance institution.

How soon will loan application be processed?

  • We will process the application on the same business day from 9am to 6pm. However, any application we received after 6pm shall be processed the next business day. All application will be processed and result will be replied within 24 hours during any business day.

Where can I receive the loan fund after approval?

  • We have more than 5000 outlets available through Philippines for fund deposit/disperse thru our gateway payment partners.

Once we get approved, what is the next step?

  • Click and select of the location of the disbursement of the fund.
  • Present at the location and bring the 12 Digit Approval Code (from Quickcash123) and valid ID.
  • Present to the outlet sales person and fund will disperse in minutes.

Why there is processing fees?

  • The processing fees that we collected from the lenders are to pay the services of the money disperse/deposit 3 rd party outlets throughout Philippines, payment gateway providers fee, the referral fees of online ads and social media, the QuickCash123 apps provider Pacific Fintech Limited, server system provider and system maintenances.

If I want to make partial payment of the loan, is that possible?

  • Yes, you are allowed to make partial payment but extra interest and process fees will be charged accordingly.

What will happen if I defaulted the payment?

  • We will try to understand the situation and partial payment is allowed. However, we will issue a defaulter notice in our system as the last resort; we will report the defaulter name to the credit bureau of the Philippines for blacklist.

Why it is important to have a good credit rating with QuickCash123?

  • First, it is important to promote a healthy credit rating with us since we will keep track of all the lenders records for future loan eligibility. We even reward our lenders with more credit line in the future for those with good credit standing.

Is QuickCash123 loan is expandable to other loan in the future?

  • Yes, we will offer various types of loan to loyal clients such as merchandise loan, SME loan, SMI loan, business loan and more in the future. As such, it is important to maintain a good credit standing with us, and hence we are able to support your financial needs always.
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